David True is a payments and financial technology expert with approximately 35 years of industry experience in merchant acquiring, card issuing, payment processing, and fintech. He serves as a testifying and consulting expert in litigation involving merchant portfolio underwriting, payment processor performance disputes, card and ATM transaction fraud analysis, biller payment systems, and interchange economics. No motion to exclude or Daubert/Frye challenge has been brought against his testimony to date. David is a Partner at PayGility Advisors, President of NYPAY, and holds an MBA from the University of Chicago Booth School of Business. Based in New York; available nationwide.