Steven Plitt

Mr. Steven Plitt

The Cavanagh Law Firm
1850 N. Central Avenue, Suite 2400
Phoenix , AZ 85004
Office: 602-322-4000
Fax: 602-322-4100



For 32 years, Steven Plitt has represented policyholders / insureds in litigation and trial as well as representing insurance companies in Insurance Coverage and Bad Faith matters. During his career, he has reviewed more than 6,000 claim files from more than 100 insurance companies. He has regularly consulted with all levels of claim department management from claim adjusters, supervisors, branch claim managers, claim-legal personnel and executive level insurance company management.

Mr. Plitt has also consulted with underwriting departments and participated with insurance company product development units and claims-legal to draft insurance policy language. He has reviewed and analyzed a broad spectrum of testimony from claims adjusters, claims management, claims attorneys, underwriters and other insurance company management as well as other insurance experts. He has reviewed an extensive variety of claims manuals, claims guidelines and other claims directives and practices.

Mr. Plitt is a nationally recognized expert witness in insurance claim handling and bad faith cases and has been retained as an expert in more than 480+ cases venued in 30 states. He has qualified in both state and Federal Courts as a claims handling and insurance expert. He is currently an Adjunct Professor of Law at the University of Arizona where he teaches insurance law.

Areas of Expertise:

• Insurance Extra-contractual
• Bad Faith Claims / Breach of Contract Claims
• Claims Handling Practices
• Unfair Claims Practices
• Policy Interpretation
• Coverage Denials
• Property & Casualty Insurance
• Personal & Commercial Lines
• Surplus Lines
• Excess & Umbrella Insurance
• Insurance Agent / Broker Errors & Omissions
• Miscellaneous Coverage

Mr. Plitt has an LL.M. in Insurance from the University of Connecticut. He is the current successor author to COUCH ON INSURANCE 3D where he and his team are rewriting and revising the entire treatise. He has written other books on insurance law. He has published in excess of 320 law reviews and other professional publications on insurance law in addition to his books. Mr. Plitt has been cited by the Supreme Courts of 29 states, the Intermediate Appellate Courts in 20 states, 10 of the Federal Circuit Courts of Appeal, 37 Federal District Courts, and the Federal Court of Claims. He has been cited in 87 scholarly articles.

Steven Plitt has been continuously listed as a top 50 lawyer in Arizona (2007-2014) by SOUTHWEST SUPER LAWYERS®, has been listed in BEST LAWYERS® since 2007 (insurance), and was named the Insurance Lawyer of the Year by BEST LAWYERS® in 2012 and 2017 for Phoenix. He is a Fellow in the American College of Coverage and Extracontractual Counsel and a Member of the American Law Institute where he is a consultive member on the development of the RESTATEMENT OF LIABILITY INSURANCE.

Areas of Expertise

  • Bad Faith
  • Fire Insurance
  • Health/Medical/Disability Insurance
  • Homeowner's Insurance
  • Insurance
  • Insurance Adjuster
  • Insurance Customs & Practices
  • Insurance Excess & Surplus Lines
  • Insurance Fraud
  • Legal Malpractice
  • Liability Insurance
  • Life Insurance
  • Medical Insurance
  • Property & Casualty Insurance
  • Reinsurance

Expert Background

Q: Please list your professional accreditations, degrees, licenses, and certificates granted:
• Graduated “With Honors”
• CALI Award of Excellence – Workers’ Compensation
• Recipient 2012 Insurance Law Center LL.M. Award (Awarded to the outstanding LL.M. graduating student)
• Honors Thesis — A Practical Exploration Into The Policy Architecture Of Directors & Officers Insurance Coverage

UNIVERSITY OF ARIZONA: J.D. With Distinction, 1982
• Recipient, Best Oral Advocate Award, Second Year Moot Court Competition
• Member, U of A National Moot Court Team
• Editor, Second Year Moot Court Board
• National Order of Barristers

ARIZONA STATE UNIVERSITY: B.S. Political Science, 1978
• Barrett Honors College Graduate
• Graduated Summa Cum Laude and “With Honors”
• Honors Thesis — The Panama Canal: A Question of Sovereignty
Q: Please list your affiliations or memberships in any professional and/or industry organizations:
A: • Admitted to the State Bar of Arizona, 1982; U.S. District Court (Arizona), 1982; Ninth Circuit Court of Appeals, 1983; U.S. Court of Appeals (D.C. Circuit), 1989; U.S. Supreme Court, 2002
• Licensed Insurance Broker, Arizona, 1974 to present (Property and Casualty; Accident and Health; Life)
• Chairman, CLE Committee, Young Lawyers Division, Arizona State Bar Association, 1990-1992
• Member, Arizona State Bar Association, CLE Committee, 1990-1993; 2001-2004.

Mr. Plitt has been elected to the American Law Institute. The American Law Institute is the leading independent organization in the United States producing scholarly work to clarify, modernize, and otherwise improve the law. The Institute is made up of distinguished lawyers, judges and law professors. The Institute publishes RESTATEMENTS of the law, model statutes, and principals of law that are influential in courts and legislatures, as well as in legal scholarship and education.
• Principles of the Law of Liability Insurance (Members Consultive Group)
• Restatement of the Law of Liability Insurance (Members Consultive Group)

Mr. Plitt has been elected to the American College of Coverage and Extracontractual Counsel (ACCEC). ACCEC is comprised of preeminent coverage and extracontractual counsel in the United States and Canada. ACCEC is equally divided between policyholder counsel and insurer counsel.

Mr. Plitt is the Director of the Arizona State Bar sponsored Annual Insurance Institute.

• Recipient, Outstanding Contribution to Continuing Legal Education Award, Arizona State Bar Association, 1999
• Listed in “Who’s Who in American Law” (5th Edition)
• Listed in “Who’s Who Among Students in American Universities and Colleges” (1978-1979).
• Listed in “PHOENIX MAGAZINE®” as one of Phoenix’s Top Lawyers (November 2006)
• Listed in “THE BEST LAWYERS IN AMERICA®” (2007*–2016) *First year insurance law was considered for inclusion within Arizona
• Selected 2012* Phoenix Insurance Lawyer of the Year by BEST LAWYERS® *First year awarded in Arizona
• Listed in “SOUTHWEST SUPER LAWYERS®” (2007*–2016) *inaugural year
• TOP 50 Lawyers in Arizona, “SOUTHWEST SUPER LAWYERS®” (2007-2016)
• Listed in “CORPORATE COUNSEL ALMANAC” as one of the top lawyers in the field of insurance law in the United States
• TOP 10 Lawyers in Arizona (Category: Employee Benefits & Insurance), “AZ BUSINESS MAGAZINE”
• TOP 100 Lawyers in Arizona (for all categories) “AZ BUSINESS MAGAZINE”
• AV Preeminent Rated with Martindale-Hubbell®
• Legal Leaders – Top Rated Lawyers–Insurance Law (Top 5% of AV Preeminent Lawyers)
Q: Please list any teaching or speaking experience you have had, including subject matter:
(Adjunct Assistant Professor of Law, 2010-Present) (Class taught: Insurance Law)

(Adjunct Professor of Insurance Law, 2014, 2015) (Class taught: Insurance Law)

(former Adjunct Professor of Insurance Law, 2000-2005) (Classes taught: Insurance Law & Regulation; Liability Insurance; Advanced Coverage Research and Analysis)

(1) Developed an online, continuing education compliant course for claim adjusters on the NAIC Model Unfair Claims Settlement Practices Act, state-specific UCSPAs, and accompanying insurance department regulations;
(2) Faculty Instructor, CLM Claim College, Extra-Contractual School (Subject: Insurance Company Claim Handling Regulations and Practices).

(Provided in-house training seminars on claim handling, bad faith, insurance regulations, Unfair Claims Settlement Practices Act, and Advice of Counsel to 22 insurance companies with adjusters attending from 11 different states)

SPEAKING EXPERIENCE: See website and attached CV.
Q: Have any of your accreditations ever been investigated, suspended or removed? (if yes, explain)
A: No.
Q: On how many occasions have you been retained as an expert?
A: 480+
Q: For what area(s) of expertise have you been retained as an expert?
A: Claim handling, industry standards, bad faith, insurance agent malpractice, legal malpractice.
Q: In what percentage of your cases were you retained by the plaintiff?
A: It varies depending upon current case inventory.
Q: In what percentage of your cases were you retained by the defendant?
A: It varies depending upon current case inventory.
Q: On how many occasions have you had your deposition taken?
A: Call for information.
Q: When was the last time you had your deposition taken?
A: Call for information.
Q: On how many occasions have you been qualified by a court to give expert testimony?
A: Call for information.
Q: On how many occasions have you testified as an expert in court or before an arbitrator?
A: Call for information.
Q: For how many years have you worked with the legal industry as an expert?
A: Since 1996 - 20 years
Q: What services do you offer? (E.g.: consulting, testing, reports, site inspections etc.)
A: File analysis, trial preparation and as a testifying expert.
Q: What is your hourly rate to consult with an attorney?
A: Call for rate sheet.
Q: What is your hourly rate to review documents?
A: Call for rate sheet.
Q: What is your hourly rate to provide deposition testimony?
A: Call for rate sheet.
Q: What is your hourly rate to provide testimony at trial?
A: Call for rate sheet.
Q: Please list any fees other than those stated above (E.g.: travel expenses, copy fees, etc.)
A: Call for rate sheet.


References can be provided upon request.