Peggy A Hansen

Ms. Peggy A Hansen


Irvine , CA 92606
Office: 949-857-2525
Introduction

With over 40-years in the commercial banking industry, I offer the following qualifications:
• 14-years mastering every position and function within the operations of a bank.
• 28-years in C-level executive capacities overseeing Operations including:
* all Operations related Policies and Procedures,
* all Operations related Compliance and Regulation,
* all aspects of fraud recognition, prevention and mitigation,
* ethics in banking in all levels and positions,
* the duties and responsibilities of the Board and Management
* BSA/AML/USAPATRIOT Officer.

With this extensive range of experience, I am likely the true Operations/Fraud expert you are looking for. If you are looking for an Operations/Fraud expert that truly knows whether a bank performed according to customs, practices and industry standards, I would be happy to speak with you and discuss your matter.

My expertise and experience is up-to-date and current as I continue to work within the industry performing consulting to banks in the areas of my expertise. I never pretend to have expertise in an area that I have not mastered and managed at a policy-making level. My expertise is in all areas of operations and fraud protection not limited to the following:

• the evaluation of what expertise the operational staff should have,
• the in-depth knowledge of each step of every transaction and process within operations,
• training required to competently performing those functions,
• how to detect potential fraud within the bank and/or the customers,
• and most importantly, how to mitigate fraud.

This allows me the expertise to opine on what “should” and “should not” be done in those areas and processes. For 28-years or more as an Executive Officer, Corporate Secretary, Chief Financial Officer, Head of Personnel, Audit Master, Chief Regulatory Liaison and BSA Officer, I have a profound, and unusual expertise that enables me to evaluate how an action and/or event in one department of a bank effects every other part of that bank.
Many “banking experts” tend to be retired lenders, many of them long retired, who attempt to convince you that they are experts in all parts of the banking function. They likely are not. Many “banking experts” will also attempt to convince you that they have expertise in fraud and money laundering areas. Many of those do not. I am candid about my skills and experience, and leave lending (but only lending) to those other “experts”. But in every other aspect of the bank, my expertise is clear and easy to demonstrate.

I have been retained as a banking expert in over 75 matters in 17 states, in both Federal and State courts. I have provided testimony at deposition and/or trial in 26 of those matters.


Areas of Expertise
  • Banking
  • Corporate Governance
  • Finance
  • Forensic Accounting
  • Fraud Investigation
  • Human Resources
  • Information Technology
  • International Banking
  • Risk Management
  • White Collar Crime

Expert Background
Q: Please list your professional accreditations, degrees, licenses, and certificates granted:
A: BAI Banking School, University of Wisconsin, Madison 1985-1988
Q: Have any of your accreditations ever been investigated, suspended or removed? (if yes, explain)
A: No
Q: On how many occasions have you been retained as an expert?
A: I have been retained over 75 times in 17 states, in Federal and State matters. I have provided testimony at deposition or trial in 26 of those matters.
Q: For what area(s) of expertise have you been retained as an expert?
A: Banking industry standards, custom and practice within the banking industry, fraud recognition and mitigation, Ponzi schemes, unfaithful bookkeeping matters, various employment matters in the banking industry, banking related software acquisition and implementation matters, financial elder abuse matters, banking physical security matters, employee embezzlement matters, bank's responsibility regarding HB5 Visa escrow matters, online fraud matters regarding banks and checks, and more.
Q: In what percentage of your cases were you retained by the plaintiff?
A: Approximately 45%
Q: In what percentage of your cases were you retained by the defendant?
A: Approximately 55%
Q: On how many occasions have you had your deposition taken?
A: 21
Q: When was the last time you had your deposition taken?
A: November , 2019
Q: On how many occasions have you been qualified by a court to give expert testimony?
A: 12
Q: On how many occasions have you testified as an expert in court or before an arbitrator?
A: 12
Q: For how many years have you worked with the legal industry as an expert?
A: 9 plus years
Q: What services do you offer? (E.g.: consulting, testing, reports, site inspections etc.)
A: Consulting, report preparation, testimony
Q: What is your hourly rate to consult with an attorney?
A: Rates will be provided direct to prospective client attorneys
Q: What is your hourly rate to review documents?
A: Rates will be provided direct to prospective client attorneys
Q: What is your hourly rate to provide deposition testimony?
A: Rates will be provided direct to prospective client attorneys
Q: What is your hourly rate to provide testimony at trial?
A: Rates will be provided direct to prospective client attorneys
Q: Please list any fees other than those stated above (E.g.: travel expenses, copy fees, etc.)
A: Rates will be provided direct to prospective client attorneys

References

Available Upon Request direct to prospective client attorneys