Curtis L. Novy, CFI

Curtis L. Novy, CFI

FINANCIAL INVESTIGATIVE SERVICES

San Diego , CA 92011
Mobile: 858-336-0520
Introduction

REAL ESTATE EXPERT | CERTIFIED FRAUD INVESTIGATOR | WHITE COLLAR CRIMES: Real estate standards & practices, real estate scams, anti-money laundering, Bank Secrecy Act, conflicts of interest, elder financial abuse, embezzlement, escrow & title, financial crimes, identity theft, internal investigations & background checks, investment due-diligence, mortgage origination & underwriting, private office/wealth management, and wire fraud.

As an expert in the field of CA real estate and highly skilled in complex financial investigations, Mr. Novy has been retained by banks, credit reporting agencies, financial institutions, top-tier law firms, state/federal agencies, and title companies on 200+ civil and criminal fraud cases.

Mr. Novy has analyzed thousands of commercial, residential, mortgage, and real estate transactions. Mr. Novy has been licensed as a CA real estate broker since 1991 and is also a licensed private investigator specializing in financial investigations. Mr. Novy is a court certified expert witness with 25+ years of financial expertise and continuing education through ACAMS, ACFE, and CFCIA professional organizations. Serving clients throughout Northern and Southern CA. Consulting projects throughout U.S. are considered on a case-by-case basis but PI investigations are limited to CA. Financial Investigative Services (FIS) is a full-service financial advisory firm and investigative agency.

CA Dept. of Real Estate Broker's License # 01108665.
CA Bureau of Security & Investigative Services, Qualified Manager License # PI188926
Financial Investigative Services (FISIntel.com)
https://www.linkedin.com/in/curtisnovy/

#RealEstateExpertWitness
#MortgageExpertWitness


Areas of Expertise
  • Escrow/Title Insurance
  • Fraud Investigation
  • Landlord/Tenant
  • Mortgages
  • Property Management
  • Real Estate Damages
  • Real Estate Finance
  • Real Estate Malpractice
  • Residential Real Estate
  • White Collar Crime

Expert Background
Q: Please list your professional accreditations, degrees, licenses, and certificates granted:
A: Active CA Real Estate Broker's License
Bureau of Security & Investigations- CA Licensed Private Investigator/Qualified Manager
Certified Fraud Investigator (Registered with California Financial Crimes Investigators Association)
Bank certified mortgage underwriter & credit risk management (Wells Fargo Bank)
Bachelor's of Arts, CA State University Long Beach
Q: Please list your affiliations or memberships in any professional and/or industry organizations:
A: Active Memberships:
Anti-Money Laundering Specialists (Membership & Pending ACAM's money laundering credential)
Association of Certified Fraud Investigators- Member
CA Association of Certified Fraud Investigators- Certified Fraud Investigator credential
California Association of Licensed Private Investigators (CALI)
Q: Please list any teaching or speaking experience you have had, including subject matter:
A: -Mortgage & Real Estate Fraud Training- San Diego Public Defender's Office, continuing education
-AARP Training for seniors in the areas of avoiding real estate investment scams
-Interviewed and quoted by CNN, CNBC, NY Times, Wall Street Journal
-Mortgage/Real Estate Training for Attorneys
Q: Have any of your accreditations ever been investigated, suspended or removed? (if yes, explain)
A: No.
Q: On how many occasions have you been retained as an expert?
A: 200+ civil and criminal fraud cases
Q: For what area(s) of expertise have you been retained as an expert?
A: Bank Fraud
BSA-AML Compliance
Commercial Lending & Lender Loss Analysis
Escrow & Title Fraud
Employee Misconduct & Executive Investigations
Human Resources/Internal Investigations
Identity Theft
Mortgage Origination Practices
Mortgage Standards & Practices
Fraud Investigations
Real Estate Fraud
Fraudulent Deeds, Title Theft
Q: In what percentage of your cases were you retained by the plaintiff?
A: Approximately 50%
Q: In what percentage of your cases were you retained by the defendant?
A: Approximately 50%
Q: On how many occasions have you had your deposition taken?
A: 25+
Q: When was the last time you had your deposition taken?
A: 2020
Q: On how many occasions have you been qualified by a court to give expert testimony?
A: 50+
Q: On how many occasions have you testified as an expert in court or before an arbitrator?
A: 3
Q: For how many years have you worked with the legal industry as an expert?
A: 12 years
Q: What services do you offer? (E.g.: consulting, testing, reports, site inspections etc.)
A: Real Estate Expert Witness- Fraud investigations, Standards & Practices, Due Diligence, Loss Analysis
Mortgage Expert Witness- Fraud Detection & Reporting
Escrow/Title Expert Witness
Civil & Criminal Fraud Investigations
BSA-AML Compliance
Anti-Money Laundering Testing
Human Resources/Internal Investigations
Identity Theft
Bank/Mortgage Lender Security & Protection of Consumer Information
Employee/Executive Misconduct
Allegations of Harassment
Fannie Mae, HUD, and VA Audits
Credit Risk Management
Q: What is your hourly rate to consult with an attorney?
A: Fee schedule is stipulated in Retainer Agreement
Q: What is your hourly rate to review documents?
A: If Retained as Private Investigator: Fees generally range from $100-$150 per hour.
Expert Services: See Retainer Agreement
Q: What is your hourly rate to provide deposition testimony?
A: See Retainer Agreement
Q: What is your hourly rate to provide testimony at trial?
A: See Retainer Agreement
Q: Please list any fees other than those stated above (E.g.: travel expenses, copy fees, etc.)
A: See Retainer Agreement

References

Available Upon Request