Christopher L. Friedley, CPCU, AIC, SPPA, CPAU
Ocean Springs, MS 39564
Office: 228-229-4817
I’m a licensed public insurance adjuster with over 20 years of experience in first-party
property claims handling, including residential, commercial, and catastrophe losses, now
the founder of a multi-state public adjusting firm where I advocate for policyholders
through detailed damage assessments, policy interpretation, and settlement negotiations.
My background includes senior roles with national carriers and independent adjusting
firms, managing multimillion-dollar claims and providing litigation support through
depositions, mediation, and expert reporting. I’m also a certified appraiser and umpire,
offering impartial evaluations in disputed losses. I hold the CPCU (Chartered Property
Casualty Underwriter), AIC (Associate in Claims), and SPPA (Senior Professional Public
Adjuster) designations—credentials which reflect advanced expertise in property
insurance, ethical claims handling, and complex coverage analysis.
- Homeowner's Insurance
- Insurance - General
- Insurance Adjuster
- Q: Please list your professional accreditations, degrees, licenses, and certificates granted:
- A: CPCU – Chartered Property Casualty Underwriter
AIC – Associate in Claims
SPPA – Senior Professional Public Adjuster
CPAU – Certified Property Appraiser & Umpire
Licensed Public Insurance Adjuster – Mississippi
Licensed Public Insurance Adjuster – Louisiana
Licensed Public Insurance Adjuster – Georgia - Q: Please list your affiliations or memberships in any professional and/or industry organizations:
- A: NAPIA - National Association of Public Insurance Adjusters
AAPIA - American Association of Public Insurance Adjusters
IAUA - Insurance Appraisal and Umpire Association, Inc.
- Q: Have any of your accreditations ever been investigated, suspended or removed? (if yes, explain)
- A: No.
- Q: On how many occasions have you been retained as an expert?
- A: 10
- Q: For what area(s) of expertise have you been retained as an expert?
- A: Property insurance claims handling and industry standards
First-party property damage disputes (residential and commercial)
Claim denial and underpayment analysis
Scope of loss and damage evaluation
Xactimate estimating practices and accuracy
Wind, hail, hurricane, and water damage assessments
- Q: In what percentage of your cases were you retained by the plaintiff?
- A: 100%
- Q: In what percentage of your cases were you retained by the defendant?
- A: 0%
- Q: On how many occasions have you had your deposition taken?
- A: 5
- Q: When was the last time you had your deposition taken?
- A: 2017
- Q: On how many occasions have you been qualified by a court to give expert testimony?
- A: 10
- Q: For how many years have you worked with the legal industry as an expert?
- A: 1
- Q: What services do you offer? (E.g.: consulting, testing, reports, site inspections etc.)
- A: Expert consulting on property insurance claims and industry practices
Written expert reports and claim file reviews
Site inspections and damage assessments
Xactimate estimate evaluation and preparation
Appraisal representation and support
Analysis of claim denials and underpayments
Expert witness testimony (deposition and trial)
Policy interpretation and coverage analysis - Q: What is your hourly rate to consult with an attorney?
- A: My hourly rate to consult with an attorney is $250 per hour.
- Q: What is your hourly rate to review documents?
- A: My hourly rate to review documents is $250 per hour.
- Q: What is your hourly rate to provide deposition testimony?
- A: My hourly rate to provide deposition testimony is $350 per hour, with a minimum of 2 hours.
- Q: What is your hourly rate to provide testimony at trial?
- A: My hourly rate to provide testimony at trial is $400 per hour, with a minimum of 4 hours.
- Q: Please list any fees other than those stated above (E.g.: travel expenses, copy fees, etc.)
- A: Travel Expenses: Reimbursed at actual cost (e.g., airfare, lodging, meals, mileage at IRS rate)
Flat Day Rate for On-Site Inspections: $2,500 per day (plus travel expenses if applicable)
Document Handling/Copy Fees: No charge unless large-volume printing or shipping is required
Retainer Fee: $1,250 minimum, applied toward final invoice
Late Cancellation Fee: Depositions or trial appearances canceled with less than 48 hours’ notice may be subject to a 2-hour minimum charge
Expedited Work: Rush services requested with less than 72 hours’ notice may incur a 25% surcharge
E. Taylor Polk
Heilman Nisbett Polk, PA
4266 I-55 North Suite 106
Jackson, Mississippi 39211
601-914-1025
tpolk@hnplawyers.com
F. M. Turner, III
F. M. Turner, III, PLLC
166 Steep Hollow
Hattiesburg, MS 39402-7004
(601) 264-7775
rturner@fmtlaw.com