Douglas A Minor

Mr. Douglas A Minor

1965
2625 Townsgate Rd. #330
Westlake Village , CA 91361
Mobile: 818-261-0170
Office: 818-261-0170
Fax: 805-267-1101

Introduction

I started reviewing credit reports and finanacial profiles of individuals in 1986. I have been quoted for interviews appearing in FoxBusiness.com and Yahoo Finance as well as appearing on the CBS channel 2 News and KFWB 980 in Los Angeles. As co-author of "Anatomy of Credit Scores" and Founder of Easy Credit Relief Inc. I focus on helping people how to understand the credit scoring system.


Areas of Expertise

  • Bankruptcy
  • Credit Damage
  • Escrow/Title Insurance
  • Family Law
  • Finance
  • Financial Planning
  • Mortgages
  • Personal Injury
  • Real Estate Damages
  • Real Estate Finance

Expert Background

Q: Please list your professional accreditations, degrees, licenses, and certificates granted:
A: Educational Certifications and Licensing Exams:
From November 3, 2009 to November 2, 2011, Doug held and was recognized by the Consumer Data Industry Association of Washington D.C. for successfully meeting the conditions of eligibility and passing the required examination to receive a Fair Credit Reporting Act Certification.


Edward Jamison, Esq. of CreditCRM in Los Angeles, California presented Doug with a Certification of Expert status in the fields of Credit Scoring and Credit Restoration. (March 28th 2008)

Doug also earned a Certificate of Achievement and Training Certification: FACTA – Identity Theft Prevention Program.

At the CMPS Institute Doug met the required standards and successfully completed the training and examination process and is acknowledged as an expert in the area of Mortgage Planning, Cash Flow Management and Real Estate Equity Management. (October 2006)

In 2008 Doug completed and passed the requirements earning the Certified Divorce Planning Professional designation which focuses on creating equitable solutions for divorcing individuals and focusing on protecting their C.R.A.D.L.E. (Credit, Resolve, Assets, Dependants, Life and Estate).
In 2005, Doug attended HTSA, High Trust Sales Academy, in Chicago, IL and was awarded title of Mortgage Planner with the emphasis on Customer Focused Planning (April 2005).
Doug has held a Real Estate Salesperson License from the Department of Real Estate in California since 1985.
Q: Please list any teaching or speaking experience you have had, including subject matter:
A: Presentation/Lectures
Short Sale Symposium, Ontario, California Presentation on Credit Reporting and Scoring-Life after a Short Sale, February 25th 2010.

Homeowner Outreach Assistance Program, (HOAP), Glendora, California at the Citrus Valley Association of Realtors, Presentation on Loan Modifications, Short Sales, Deeds in Lieu and How Foreclosures differently affect Consumer Credit August 21st 2010, November 20th 2010.

First Time Home Buyer’s Class, Simi Valley Library, Presentation on How Important Credit is When Purchasing a Home.
Q: On how many occasions have you been retained as an expert?
A: Over 100+ cases and upon request will supply full case list - Shortened Case List Below
• Ibarra v. Aranda and Chicago Title Insurance Company, Expert for Plaintiff, Settled
• Monday v. Saxon Mortgage Services, Inc., Expert for the Defendant,
• Glenn v. Glenn, Expert for the Plaintiff,
• Allen v. Walters Acceptance Corporation,
• Melton v. Aurora Loan Services
• Sellner v. Chase Home Finance, Inc.
• Wells Fargo Bank v. Deborah I. White
• Trang Truong v. Wells Fargo Bank
• Taheny v. Wells Fargo Bank, N.A.
• White v. Bank of America, N.A.
Q: For what area(s) of expertise have you been retained as an expert?
A: Credit Report Evaluation, Credit Reporting, Modern Credit Scores, Preparing Credit Damages Report including Quantitative Assessment, types of Credit Damages, reviews Federal Truth-in-Lending Disclosures, Mortgage & Financial Calculations, Fair Credit Reporting Act, Review of Residential Mortgage Loan Application forms 1003 & 1008, Modern Credit Scoring, Unfair Debt Collections, Evaluate Testimony, and Developing Questions for Depositions and Trial.
Q: In what percentage of your cases were you retained by the plaintiff?
A: 80%
Q: In what percentage of your cases were you retained by the defendant?
A: 20%
Q: On how many occasions have you had your deposition taken?
A: 15
Q: When was the last time you had your deposition taken?
A: May 2018
Q: On how many occasions have you been qualified by a court to give expert testimony?
A: 10
Q: On how many occasions have you testified as an expert in court or before an arbitrator?
A: 10
Q: For how many years have you worked with the legal industry as an expert?
A: 8
Q: What services do you offer? (E.g.: consulting, testing, reports, site inspections etc.)
A: Credit Report Evaluation, Preparing Credit Damages Report including Quantitative Assessment, types of Credit Damages, reviews Federal Truth-in-Lending Disclosures, Financial Calculations, Fair Credit Reporting Act, Review of Residential Mortgage Loan Application forms 1003 & 1008, Modern Credit Scoring, Unfair Debt Collections, Evaluate Testimony, and Developing Questions for Depositions and Trial.

Q: What is your hourly rate to consult with an attorney?
A: $375
Q: What is your hourly rate to review documents?
A: $375
Q: What is your hourly rate to provide deposition testimony?
A: $375
Q: What is your hourly rate to provide testimony at trial?
A: $375
Q: Please list any fees other than those stated above (E.g.: travel expenses, copy fees, etc.)
A: Travel $250 per hour plus expenses and $1,000 designation fee

References

Mark F. Anderson
Anderson Consumer Law
1736 Stockton Street, Ground Floor
San Francisco, CA 94133
415.651.1951
mark@andersonconsumerlaw.com

Ryan L. McBride, Esq. (Licensed in AZ, CA, WA & UT)
Managing Associate, Arizona
Kazerouni Law Group, APC
2633 E. Indian School Road, Suite 460
Phoenix, AZ 85016
O: (602) 900-1288
T: (800) 400-6808 Ext.14
F: (800) 520-5523
www.kazlg.com