David L. Zacharias

Mr. David L. Zacharias

Superior Bancorp, Inc
126 E. Country Club Dr
Phoenix , AZ 85014
Office: 602-265-3218

Introduction

David Zacharias, 66, has been a director of four banks, CEO of two banks, two mortgage companies and a software company specializing in construction lending. His experience includes credit/loan underwriting/analysis/approval, credit fraud, loan loss provision, loan structuring/documentation, checking account operations (drawings against uncollected funds, kiting), bank's internal controls, and director's responsibilities. He has been an expert in some nationally-recognized cases, has spent 49 days in depositions, and 20+ days in trial testimony.


Areas of Expertise

  • Banking
  • Bankruptcy
  • Business
  • Business, Financial & Marketing
  • Finance
  • Financial Planning
  • Real Estate Finance

Expert Background

Q: Please list your professional accreditations, degrees, licenses, and certificates granted:
A: BS: Bowling Green State University
Master of Business Administration, Wharton Graduate School of Finance
Q: Please list any teaching or speaking experience you have had, including subject matter:
A: Credit Training Staff, Chase Manhattan Bank
Instructor, Investments, Farleigh Dickinson University
Q: Have any of your accreditations ever been investigated, suspended or removed? (if yes, explain)
A: No
Q: On how many occasions have you been retained as an expert?
A: About 50+
Q: For what area(s) of expertise have you been retained as an expert?
A: Banking, corporate credit fraud, lending practices, underwriting, loan loss provision analysis, loan structuring/documentation, checking account issues (uncollected funds, kiting etc.) letters of credit, loan policly and procedures, bank internal controls, bank director responsibilities-see litigation resume
Q: In what percentage of your cases were you retained by the plaintiff?
A: about 50%
Q: In what percentage of your cases were you retained by the defendant?
A: about 50%
Q: On how many occasions have you had your deposition taken?
A: 25 times/49 days
Q: When was the last time you had your deposition taken?
A: 2009
Q: On how many occasions have you been qualified by a court to give expert testimony?
A: 7 times
Q: On how many occasions have you testified as an expert in court or before an arbitrator?
A: 7 times/21 days of testimony
Q: For how many years have you worked with the legal industry as an expert?
A: 20+ years
Q: What services do you offer? (E.g.: consulting, testing, reports, site inspections etc.)
A: Consulting, analysis, written and verbal opinions, testimony
Q: What is your hourly rate to consult with an attorney?
A: $450
Q: What is your hourly rate to review documents?
A: $450
Q: What is your hourly rate to provide deposition testimony?
A: $500
Q: What is your hourly rate to provide testimony at trial?
A: $500
Q: Please list any fees other than those stated above (E.g.: travel expenses, copy fees, etc.)
A: Reasonable travel expenses

References

Mr. Leo Beus
Beus, Gilbert, LLP
4800 N. Scottsdale Road, Suite 6000
Scottsdale, AZ 85251-7630
480-429-3000
lbeus@beusgilbert.com


Mr. E. Scott Dosek
Kutak Rock
8601 N. Scottsdale Road, Suite 300
Scottsdale, AZ 85253
480-429-5001
scott.dosek@kutakrock.com