Mortgage Broker/Lender in hard money and institutional lending since 1979 years, president of mortgage company, past president and current education chair and director for the California Mortgage Assn. (Private Money Broker/Lender Trade Assn.)
Litigation consulting and expert testimony in areas of mortgage broker standard of care and broker duties, mortgage lender activities, required disclosures, fiduciary relationships, fraud, loan servicing, mortgage licensing methods, and the standard of care and disclosures regarding loan investors. Experienced in report writing, depositions, court testimony and litigation consultation.
Experienced and presently active as a practitioner in both institutional and hard money lending. Extensive background in training and education for the mortgage industry. Although I regularly perform expert witness assignments, I am presently active in mortgage lending, loan servicing and loan brokerage.
CV available upon request.
(Profile updated December 28, 2011, by Joffrey Long)
Background
Q: Please list your professional accreditations, degrees, licenses, and certificates granted:A: Real Estate Broker (Calif.) since 1978, Calif. Dept. of Real Estate Broker # 00898122
National Mortgage Licensing System (NMLS) endorsement number 207202
Q: Please list your affiliations or memberships in any professional and/or industry organizations:
A: California Mortgage Assn. Chairman, Education Committee and Member, Board of Directors. Past President 2007-2008
Q: Please list any teaching or speaking experience you have had, including subject matter:
A: Author and presenter of numerous continuing education courses for mortgage brokers and lenders, presenter of numerous educational topics for Calif. Assn. of Mortgage Brokers, California Mortgage Assn. Senior instructor in National Mortgage Licensing System and California Dept. of Real Estate continuing education for Duane Gomer Seminars. Contract instructor for Park University Enterprises. Author of numerous educational classess and courses for mortgage professionals, with several having been approved for continuing education credit by the Calif. Dept. of Real Estate
Over 230 live seminars presented since year 2000. Extensive training in public speaking and communication. (Updated November 21, 2011)
Q: Have any of your accreditations ever been investigated, suspended or removed? (if yes, explain)
A: None.
Q: On how many occasions have you been retained as an expert?
A: In excess of 20.
Q: For what area(s) of expertise have you been retained as an expert?
A: Mortgage broker duties, mortgage broker standard of care, mortgage broker industry practices, loan servicing and foreclosure practices, loan investor matters including standard of care and disclosures, borrower fiduciary duty matters. Cases handled have been both related to hard money or private money (non-institutional) lending and to institutional lending.
Q: In what percentage of your cases were you retained by the plaintiff?
A: 24%
Q: In what percentage of your cases were you retained by the defendant?
A: 76%
Q: On how many occasions have you had your deposition taken?
A: 10
Q: When was the last time you had your deposition taken?
A: January, 2011
Q: On how many occasions have you been qualified by a court to give expert testimony?
A: Four times
Q: On how many occasions have you testified as an expert in court or before an arbitrator?
A: Twice.
Q: For how many years have you worked with the legal industry as an expert?
A: Seven
Q: What services do you offer? (E.g.: consulting, testing, reports, site inspections etc.)
A: Review and consulting, expert testimony, reports.
Q: What is your hourly rate to consult with an attorney?
A: Provided upon inquiry.
Q: What is your hourly rate to review documents?
A: Provided upon inquiry.
Q: What is your hourly rate to provide deposition testimony?
A: Provided upon inquiry.
Q: What is your hourly rate to provide testimony at trial?
A: Provided upon inquiry.
Q: Please list any fees other than those stated above (E.g.: travel expenses, copy fees, etc.)
A: Provided upon inquiry
