Pauline Thomas, CRM, CIC, ARM, CISR

Effective Risk Management
19200 Von Karman Avenue Suite 600-627
Irvine, CA 92612-8516
Phone: 949-251-1500
Fax: 949-251-1715

Ms. Thomas is a property/casualty insurance and risk management consultant with over 43 years industry experience with personal and commercial lines. Expert witness work includes property, liability, casualty, inland marine, bonds, workers compensation, insurance and risk management custom and practice, producer, agent and broker duties, responsibilities, standard of care, coverage analysis and interpretation, marketing, rating, underwriting, audits, good faith, bad faith, self-insurance, interpretation of insurance clauses in business contracts, contractual liability, additional insured, certificates of insurance, retrospective rating, claim denials, PEOs. Experience includes insurance company, retail agent - broker - producer, wholesale agent - broker - producer, excess and surplus lines, intermediary, managing agent, general agent, underwriting agent, risk management and insurance consulting. Licensed in ten states. Past President, Society of Risk Management Consultants. Expert witness and litigation support provided to state and federal cases including case evaluation and organization, declarations, Rule 16B and Rule 26 reports, deposition and trial testimony.

Background

Q: Please list your professional accreditations, degrees, licenses, and certificates granted:
A: Certified Risk Manager
Certified Insurance Counselor
Associate in Risk Management
Certified Insurance Service Representative

Q: Please list your affiliations or memberships in any professional and/or industry organizations:
A: Society of Risk Management Consultants
Society of Certified Insurance Counselors
The Academy of Producer Insurance Studies - Fellow
Chartered Property Casualty Underwriter Society
Member of the Faculty of the Virtual University of the Independent Insurance
Agents and Brokers Association of America (IIABA)

References

References available upon request.

Publications